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Home » Can I use my HSA or FSA to pay for counseling?
Yes. We gladly accept Health Savings Account (HSA) and Flexible Spending Account (FSA) cards that carry a major credit card logo.
These accounts often cover individual counseling services, particularly when treatment is tied to a diagnosable mental health condition such as anxiety, depression, PTSD, or addiction.
Please note that marriage counseling and family counseling are typically not eligible as HSA or FSA expenses unless they are part of a treatment plan for a diagnosable condition.
Because coverage and eligibility requirements can vary by plan, we recommend checking with your plan administrator or tax advisor if you have questions about whether your counseling services qualify.
Updated on: July 14, 2026