STEP 1: Pick Location > STEP 2: Pick a Counselor > STEP 3: Schedule An Appointment
Therapy That Works on Your Terms
Experience personalized care without the restrictions or red tape of insurance networks.
FOCUS ON WHAT MATTERS
Quality Counseling Without Restrictions
Choosing private-pay allows our Christian counselors to provide excellent, evidence-based therapy combined with faith-based guidance if desired. This means your sessions can address sensitive topics like spiritual direction, church hurt, or faith-related challenges — without insurance restrictions limiting the depth or approach of your care.

Total Privacy
Your therapy stays between you and your counselor — no insurance forms, diagnosis requirements, or shared records. Your journey stays personal.

Pick Your Counselor
Choose the therapist who’s the right fit — not the one your insurance assigns. Meet with someone whose approach and values align with you.

Start When You're Ready
No waiting for insurance approval or dealing with lengthy pre-authorizations. Start your healing journey anytime you're ready.

Flexible, Personalized Care
Your therapy isn’t limited by insurance session caps or restricted treatment plans. Your counselor can fully customize your care to fit your needs and goals.

Transparent Pricing
Know exactly what you're paying upfront — no surprise bills, confusing EOBs, or hidden deductibles. Clear pricing means no financial surprises down the road.

More Time for You
Your counselor spends their time focusing on you, not on insurance paperwork or justifying your treatment to third parties. Every session is devoted to your care.
YOUR JOURNEY, SIMPLIFIED
How Our Private-Pay Process Works
At Cornerstone Christian Counseling, we’ve designed our practice to put you first. By operating as an out-of-network provider, we’re able to offer you something truly valuable: the freedom to receive quality care on your terms, without the restrictions that often come with insurance-based therapy.
Schedule Your Appointment
Choose the counselor and time that works best for you. No insurance referrals or pre-approvals needed.
Pay at Time of Service
We accept HSA, FSA, credit cards, and personal payment. You’ll receive clear pricing before your first session.
Request Reimbursement (Optional)
If you have out-of-network benefits, we’ll provide you with a detailed Superbill that you can submit to your insurance company for potential reimbursement. Many clients receive partial reimbursement this way.
FREQUENT ASKED QUESTIONS
What's a Superbill?
A superbill is a detailed receipt with all the information your insurance company needs to process out-of-network reimbursement. It includes session dates, diagnosis codes, and payment information.
While we can’t verify your benefits or guarantee reimbursement, many of our clients successfully use superbills to recover a portion of their therapy costs. We recommend calling your insurance provider to ask about your “out-of-network mental health benefits” before your first session.
Ready to take the next step?
Experience therapy that’s designed around your needs, not insurance requirements